Misr Insurance held its Ordinary General Assembly meeting under the chairmanship of Dr. Nevine Gamea, in the presence of Ms. Bahia Ismail, Managing Director and CEO of Misr Holding Insurance Company; Mr. Mohamed Mehran, Managing Director and CEO of Misr Insurance; members of the Board of Directors; representatives of the Financial Regulatory Authority (FRA); and the company’s external auditors and financial controllers.

During the meeting, the financial results for the fiscal year ended December 31, 2025, were reviewed and approved, reflecting the company’s strong financial and operational performance, its ability to achieve sustainable growth, and its continued leadership in the Egyptian insurance market.

Throughout the meeting, the company presented its business results for the fiscal year ended December 31, 2025, demonstrating robust financial and operational performance that underscores its ability to deliver sustainable growth and strengthen its position as one of the key pillars of the Egyptian insurance sector. This performance comes as part of an integrated strategy focused on diversifying income sources, enhancing operational efficiency, and pursuing well-planned expansion across various insurance activities.

Strong Financial Performance and Balanced Growth
Gross written premiums reached EGP 30 billion as of December 31, 2025, compared to EGP 27 billion as of December 31, 2024, marking an increase of EGP 3 billion and a growth rate of 11.4%.

Net profit after tax amounted to EGP 8.2 billion, compared to EGP 7.9 billion during the comparative period, reflecting an increase of EGP 341 million.

On the balance sheet front, total assets increased to EGP 130 billion as of December 31, 2025, up from EGP 124 billion in the previous year, representing growth of EGP 6 billion, or 5%.

Shareholders’ equity also rose to EGP 67.5 billion, compared to EGP 62.5 billion as of December 31, 2024, an increase of EGP 4.9 billion, representing growth of 8%.

Strong Commitment to Customers
As part of its ongoing commitment to policyholders, the company paid total claims amounting to EGP 10.8 billion during 2025, compared to EGP 6.5 billion in 2024, reflecting an increase of EGP 4.3 billion and a growth rate of 66%.

This achievement highlights the company’s efficiency in claims management and its prompt fulfillment of insurance obligations, further strengthening customer confidence in its services.

Investment Growth and Financial Strength Enhancement
Total investments rose to EGP 115.3 billion as of December 31, 2025, compared to EGP 113.1 billion in the previous year, supported by a balanced investment strategy aimed at generating stable returns while effectively managing risks, thereby reinforcing the company’s contribution to the national economy.

The company also continued strengthening its financial position to support future expansion plans and sustainable growth.

Credit Ratings Reflect Financial Strength
Misr Insurance maintained its global financial strength rating of B++ and issuer credit rating of “bbb”, in addition to its local scale rating of aaa.EG (Exceptional) from AM Best.

The company also received a AAA (egy) rating with a Stable Outlook from Fitch Ratings, reflecting the strength of its financial position and its distinguished standing within the Egyptian market.

Mr. Mohamed Mehran, Managing Director and CEO, stated that the company’s results reflect strong and balanced performance achieved through the dedication of its employees, customer trust, and the successful implementation of a clear strategy centered on sustainable growth and operational excellence.

He added that Misr Insurance continues to develop its insurance services, expand the use of digital solutions, and introduce innovative products tailored to the needs of diverse customer segments, further enhancing its competitiveness in the Egyptian market.

In this context, Misr Insurance reaffirms its commitment to continuing its growth and development journey by adopting global best practices in the insurance sector, strengthening innovation and digital transformation, and delivering advanced insurance solutions that meet customer expectations while adapting to evolving economic conditions.

The company also seeks to maximize its role as a strategic partner in supporting the national economy and contributing effectively to sustainable development, reinforcing its position as Egypt’s leading property and casualty insurer and one of the region’s prominent insurance institutions.